Terms of Use

Last Updated: September 13, 2026

These Terms of Use ("Terms") govern your use of the MyTripPay mobile application and related services (collectively, the "App"), provided by SAURAC LTD ("SAURAC", "we", "us", or "our").

MyTripPay is a travel-expense organization and information tool. It is not a bank, payment institution, foreign-exchange service, accounting service, or financial adviser.

1. Acceptance of These Terms

By downloading, accessing, creating an account in, purchasing features through, or otherwise using MyTripPay, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the App.

2. Service Description

MyTripPay helps users create trips, record and categorize travel expenses, convert currencies, review spending statistics, use maps and location-based features, and access other travel-related tools. Some functions may require an account, internet connection, device permissions, or optional purchase.

Features may change over time as the App is updated.

3. Accounts

You must provide accurate information when creating or maintaining an account.
You are responsible for maintaining the confidentiality and security of your device and account credentials.
You are responsible for activity performed through your account unless caused by our breach of applicable obligations.
You may not access or attempt to access another user's account without authorization.
If account creation is supported, you may initiate deletion through the App's account/settings area, subject to any information we are legally required to retain.

4. Your Travel and Expense Data

You retain ownership of information you enter into MyTripPay. You grant us the limited rights necessary to host, process, synchronize, back up, display, calculate, and otherwise use that information solely to provide, secure, maintain, and improve the App in accordance with our Privacy Policy.

You are responsible for reviewing the accuracy of your trip, expense, currency, location, and other records. MyTripPay should not be used as the sole record for tax, accounting, reimbursement, audit, legal, or regulatory purposes.

5. Currency and Financial Information

Exchange rates, totals, conversions, budgets, averages, and other financial figures shown in MyTripPay are provided for general informational and personal travel-budgeting purposes only. They may be estimated, delayed, rounded, unavailable, or different from rates and amounts used by banks, payment networks, merchants, tax authorities, or currency-exchange providers.

MyTripPay does not execute money transfers, exchange currency, hold funds, issue payment cards, provide investment services, or provide financial, tax, accounting, or legal advice.

6. Maps and Location Features

Location and map information may be supplied by your device or third-party mapping services. Location data can be inaccurate or unavailable. Do not rely on MyTripPay for emergency navigation, safety-critical decisions, or situations where inaccurate location information could cause harm.

7. AI-Assisted Features

MyTripPay may offer AI-assisted features. AI-generated content can be incomplete, inaccurate, or inappropriate for your circumstances. You are responsible for reviewing any AI-generated response before relying on it. AI outputs are not professional financial, legal, tax, accounting, medical, or travel-safety advice.

You must not intentionally submit unlawful content or unnecessary highly sensitive information to AI features.

8. Optional Purchases and Premium Features

The App may offer paid features, including a one-time premium or lifetime unlock, or other products clearly described at the point of purchase. The price and applicable taxes are displayed by the relevant app store before you confirm a purchase.

Payments made through Apple App Store or Google Play are processed by the applicable store, not directly by SAURAC.
We do not receive your full payment-card details from the app store.
A product described as a one-time purchase does not automatically renew.
"Lifetime" or similar terminology, if used, means access for the commercially supported lifetime of the relevant MyTripPay product/service, subject to these Terms, platform availability, technical feasibility, and applicable law; it does not guarantee that every future paid service or third-party-cost feature will be included indefinitely.
Refunds, purchase restoration, family sharing, and payment disputes are subject to the policies and technical capabilities of the app store through which the transaction was made.

If we later offer a subscription, its renewal period, price, cancellation terms, and other required information will be presented before purchase.

9. Acceptable Use

You agree not to:

use the App for unlawful, fraudulent, abusive, or harmful purposes;
attempt unauthorized access to the App, another account, servers, APIs, or related systems;
interfere with security, authentication, rate limits, or technical protections;
introduce malware, automated attacks, scraping systems, or other code intended to disrupt the App;
reverse engineer, decompile, disassemble, copy, modify, redistribute, sublicense, or create derivative works from the App except where applicable law expressly permits it; or
use MyTripPay in a way that violates the rights of SAURAC or any third party.

10. Intellectual Property

The MyTripPay software, branding, design, user interface, logos, graphics, and other materials supplied by SAURAC are owned by or licensed to SAURAC and are protected by intellectual-property laws. These Terms do not transfer ownership of any SAURAC intellectual property to you.

11. Third-Party Services

MyTripPay may rely on or link to third-party services, including cloud infrastructure, authentication, app stores, mapping/geocoding, currency data, or AI processing. Those services may be governed by separate terms and privacy policies. We are not responsible for third-party services beyond the extent required by applicable law.

12. App Availability, Changes, and Updates

We may update, modify, suspend, discontinue, or replace features where reasonably necessary for security, legal compliance, technical changes, third-party service changes, product development, or other legitimate reasons. We do not guarantee that every feature will always be available on every device, operating-system version, country, or platform.

13. Suspension and Termination

We may restrict or terminate access where reasonably necessary if you materially violate these Terms, misuse the App, threaten security or other users, commit fraud, or where required by law. Where appropriate and legally required, we will provide notice or an opportunity to remedy the issue.

You may stop using the App at any time and, where account creation is supported, request deletion of your account.

14. Disclaimer of Warranties

To the maximum extent permitted by applicable law, MyTripPay is provided on an "as is" and "as available" basis. We do not warrant that the App will be uninterrupted, error-free, or that currency, location, AI, statistics, or third-party data will always be accurate or current.

Nothing in these Terms excludes warranties, guarantees, or statutory rights that cannot lawfully be excluded.

15. Limitation of Liability

To the maximum extent permitted by applicable law, SAURAC will not be liable for indirect, incidental, special, consequential, or punitive damages, loss of profits, loss of opportunities, or loss of data arising from use of or inability to use MyTripPay or from reliance on third-party, currency, map, location, or AI information.

Nothing in these Terms limits liability that cannot be limited or excluded under applicable law, including applicable mandatory consumer protections.

16. Apple App Store Terms

If you obtained MyTripPay through Apple's App Store, your license to use the App is also subject to Apple's applicable App Store usage rules and Apple's Standard Licensed Application End User License Agreement unless a valid custom EULA is provided for MyTripPay. Apple is not responsible for providing maintenance or support for MyTripPay except as required by law.

Apple Standard EULA: https://www.apple.com/legal/macapps/dev/stdeula/

17. Privacy

Our Privacy Policy explains how we collect, use, share, retain, and delete information and forms part of your relationship with us.

18. Changes to These Terms

We may update these Terms when MyTripPay, applicable law, or our business practices change. We will update the "Last Updated" date above and, where required, provide additional notice. Your continued use of the App after updated Terms become effective means you accept them to the extent permitted by law.

19. Governing Law

These Terms are governed by the laws of England and Wales, without prejudice to any mandatory consumer-protection rights or local laws that apply to you in your country of residence. Courts or dispute-resolution bodies with mandatory jurisdiction under applicable consumer law remain available to you.

20. Contact

SAURAC LTD
Email: saurac@saurac.com
Website: www.saurac.com